First Time Buying A Home?

There are programs available to you, as a first-time homebuyer, to be able to get into your home with much less money down than conventional loans, which typically require 20% down.  You can get much lower down payments if you qualify.  Asking a Realtor® who will give you a good referral to a loan officer or your own preferred mortgage loan officer will give you specific answers to all these questions.  RE/MAX RESULTS

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Contact me at: 651-683-2467 or lisa.maxwell@results.net

Happy St. Patty’s Day!

Top o’the mornin’ to ya!  You don’t need the luck of the Irish to sell your home with me.  I’ll get your home priced right the first time and give you the necessary steps you need to take in order for it to show well.  The market is in your favor!  Text/Call/Email me!  I’m here to help! RE/MAX RESULTS

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Daylight Savings!

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We just “lost” an hour last night.  Time is being lost!  Don’t let any more time get away from you in your home selling process!  Call me and I’ll get your home sold.  Fast! Lisa Maxwell RE/MAX RESULTS 

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Valentine’s Day

Happy Valentine’s Day!

Have you fallen in love with a new home?

Have you fallen out of love with the one you’re living in now?

Why not make this the year you make that move?

I can help you find the home to fall in love with.  I can also help you find a buyer who will fall in love with your home if you are ready to move on.  Whether you’re empty nesting, moving South where it’s warm, upsizing, downsizing, moving because of a job, or whatever the reason, give yourself the gift of freedom by making that change.

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Contact me at: 651-683-2467 or lisa.maxwell@results.net  RE/MAX RESULTS

♥Lisa

You’re Ready to Start Looking!

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So, you’re pre-approved and ready to start looking!  How exciting!  Hopefully you have yourself a Realtor® picked out.

It is important to have a full-time Realtor®, as you don’t want to be left hanging if your Realtor® is not available to get back to you right away.  Make sure you ask if they are a full-time Realtor®.

You are going to be hiring this person and you want to make sure they are going to work for you and are available to you.  You can easily test this by seeing how fast they get back to you when you reach out to them, before signing a contract with them.  Until you sign a buyer’s representation contract, you have not hired them, so do your homework and test out your prospective Realtor’s® availability.  This will be important to you when you want to make an offer.  Test at different times of day and nights and weekends.  Be reasonable, don’t expect an immediate answer back at 2am, but you can expect an answer back to your attempted contacts within one day for sure, and within hours and even minutes (outside of sleeping time)!

A qualified Realtor® will have access to tools and resources a non-Realtor® may not have available to them.  Also, Realtors® are held to higher standards than agents that aren’t Realtors®.  So, my advice is to definitely go with a qualified Realtor® and check out to make sure they’re licensed here: Dept. of Commerce License Check  Just type in last and first name and it should show whether your prospective agent is a Realtor® or not.

Happy house hunting!

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Contact me at: 651-683-2467 or lisa.maxwell@results.net   RE/MAX RESULTS

Groundhog Day!

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Groundhog says “Home Buying Season Is Upon Us!”

It’s here!  Homes for sale are upon us. If you are a buyer looking to buy your next or first home, here’s a quick list to help you get started:

1.)  Get pre-approved with a good lender. You can get good faith estimates from more than one loan officer and choose which has the best options for you and your needs. Shop around.

2.)  Find a full-time Realtor® who is recommended to you by people you trust. If you don’t know of any, start asking around. It is important to find a full-time agent so you aren’t left hanging if they are only working part-time and you end up missing out on your dream home because your agent wasn’t available.  If you need one in the Twin Cities area, give me a call or text at 651-683-2467 or email me at lisa.maxwell@results.net.

3.)  Narrow down what criteria you must have, can’t live without, and expand it in a list format so you know exactly what you’ll be looking for.

Example:

MUST HAVE:  2 car garage, 2 bathrooms minimum, at least 3 bedrooms, fenced in yard for Fido, within 30 minutes of work

WOULD LIKE:  extra office or guest room, extra bath, mature trees, heated garage

4.)  Call a trusted Realtor and if you don’t have one, call/text/email me at: 651-683-2467 or lisa.maxwell@results.net.

There ya go!  You have your start to your new home search!

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Contact me at: 651-683-2467 or lisa.maxwell@results.net

Minnesota Ranked #4

The Best States to Raise a Family in 2017

WalletHub’s research team compared the 50 states and the District of Columbia based on 40 key indicators, such as housing affordability, the unemployment rate, median family salary, education, health and safety, and more.

Here are the states that emerged on top as most family friendly for 2017:

  1. North Dakota
  2. New Hampshire
  3. Vermont
  4. Minnesota
  5. Nebraska
  6. Massachusetts
  7. New Jersey
  8. Iowa
  9. Connecticut
  10. South Dakota
  11. Wisconsin
  12. Utah

Inauguration Day 2017

As our nation introduces our next President, why not introduce yourself to a new home!?  The market is heating up and you don’t want to miss out on your dream home.  Rates are rising, and are expected to continue rising in 2017.  Get yourself pre-approved and locked in to a good rate before it’s too late!

If you are thinking of selling, it is a great time to sell!  The inventory is low in the Twin Cities area, especially Woodbury, so if you’re thinking of selling, you have leverage right now.

A few tips for sellers:

  1. Don’t do anything that costs a lot of money and won’t help sell your home.  Stick with your kitchen, front door and/or garage doors for the biggest expenses to fix up your home before selling, depending on what’s needed most.  De-cluttering goes without saying.  Time to purge!
  2. Finish up that “Honey Do” list.  Or hire a handyman to do the job.  Buyers who see that leaky faucet, loose door knob, sticky lock, etc. will tend to offer lower prices because it leaves the impression the home hasn’t been well-maintained.
  3. Hire your own inspector before putting your home on the market and go through the inevitable list of things they will give you to fix, before selling.  This will save you the headache of having to negotiate in the final stages of a possible sale, with the possibility of losing the sale entirely if too many things end up showing up on the inspector’s list.
  4. Lastly, of course hire a good Realtor® to price your home properly.  If your home is underpriced, buyers will think something is wrong with it, and if it’s priced too high, you may end up with a lower price in the end because homes priced out of their range will end up sitting on the market for too long, and then buyers think something is wrong with it when it keeps coming down in price.  Get the right price, the first time and save yourself time and money in future mortgage payments on the home you’re trying to sell.

That’s it!  Happy Inauguration Day!

 

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Contact me at: 651-683-2467 or lisa.maxwell@results.net